We analyse the decline of household saving rates in the bottom half of the income distribution in Germany since the … combine survey data on household consumption with our own representative survey on the visibility and status relevance of …

to evaluate the adequacy of retirement savings. We find first that the specification of the model's asset structure …

Using Danish household level data, we find that a relatively large share of total interest-only mortgage debt is held …-only loans do not fully use the lower instalments to increase their savings or to amortise more expensive debt. This is in … type in Denmark, and the largest difference is found for those families who have the lowest savings propensity, and those …