This paper investigates empirically why Japan’s household savings rate fell in the 1990s. We constructed an economic …’s household savings rate. Our simulation analysis demonstrated that if the proportion of liquidity-constrained households in the … 1990s had stayed at the level as that of the late 1980s, the household savings rate would have increased by four percent …

the puzzling co-existence of high cost revolving consumer credit alongside low yield liquid savings in household balance …We use UK household survey data incorporating measures of financial literacy and behavioural characteristics to analyse … revolving consumer credit alongside £8,000 of liquid savings. Co-holders are typically more financially literate, with above …

, the adjusted household saving rate is the highest in at least the last forty years, despite the personal saving rate being …

uncertainty, an average household increases savings by 4:4%. These effects vary by household composition and social status … uncertainty on households' consumption-savings decision. Applying a structural demand model to German survey data, we estimate the … uncompensated interest rate elasticity for savings, in line with the literature, to around zero. Accordingly, any policy …

Life-cycle theory predicts ageing exerting long-term macroeconomic impacts through the reduction of private savings …. However, empirical research studying macroeconomic determinants of savings generally regard age dependency as the sole measure … savings. This paper addresses this potential bias by considering the joint effects age dependency and longevity have on …

the relationship between population structure and Italian household savings. Data is collected on Italian household saving … market have impaired consumers confidence providing motivation for increasing precautionary savings. Generally the savings …

measure. Most of the multivariate results were consistent with hypotheses based on the institutional theory of savings, with …

Investment is one of the foremost concerns of every individual investor as their small savings of today are to meet the … level of investors. The study exhibits the saving habit of retail investors across the different income levels. Savings is a …