virtually every type of household. However, precautionary savings account for only 8 percent of total wealth holdings. Even …

, explained mainly by permanent income, has only increased moderately in the 1990s; household behavior not corporate behavior …

Using administrative panel data from Norway, we investigate the development of household labor income, financial wealth … precautionary saving and a shift toward safer assets in the years leading up to unemployment, and depletion of savings during … private savings can complement publicly provided unemployment insurance …

with higher total household wealth, lower financial stress and higher expected retirement income. We find little evidence …

pension wealth created by Poland's 1999 pension reform. Using the 1997-2003 Polish Household Budget Surveys, we begin by … estimating “difference-in-differences” regressions, where we compare household saving and expenditure across time and between … household saving. We also find heterogeneity in responses. For the middle-aged cohorts, we find a large public pension crowd …

Household Panel which I complement with geographic and socio-economic data. I show that low- and middle-income households …

The article quantifies the contributions made by different household groups to the change in the aggregate household … labour market deterioration – the findings show that certain household groups reduced their expenditure over the course of …

This paper studies the effect of changes in expected college costs on household savings, asset allocation, and stock … market participation. Using household-level data for households with children, I first find that a $1,000 increase in in …-state college tuition leads to a 1.7% higher probability of stock market participation and larger savings but does not affect the …