article uses data from the Spanish Survey of Household Finances to estimate the additional savings generated by this type of …The tax incentive enjoyed by workplace pension schemes could encourage participants to increase their total savings or …, alternatively, crowd out savings that would have materialised in other financial vehicles in the absence of this incentive. This …

savings ("excess savings") and a small but persistent current account deficit (a slow-motion "twin deficit"). These patterns …

the German Socio-Economic Panel (SOEP) is used for the years 1995 to 2007. The analysis of household's savings rates …According to the National Accounts the German savings rate has increased continuously since 2001 after it fell … continuously from 1991. This increase was rather unexpected and hence it is interesting to analyse whether the savings rate of the …

Historically high household debt in several economies is calling for a deleveraging, but according to some economists …, this paper finds evidence of a negative relationship between changes of household debt-to-income ratios and saving rates … suggest that the economic cost associated with household deleveraging may be overestimated and motivate a deleveraging via …

For many years, Bolivian domestic savings has been very low when compared to similar countries. This paper utilizes an …. In countries like Bolivia, the public sector role is still very important, so it is impossible to analyze private savings … without the public savings analysis. The results of the analysis indicate that the public saving function has only a power …

The paper looks into the puzzle of low household savings in three Southern European (SE3) countries – Cyprus, Greece … household savings in SE3 countries. Quantile regressions employed to analyze saving behavior across the distribution of … households suggest that targeted rather than universal policy intervention could improve household savings, especially of the …

Using representative household surveys conducted in Thailand and Vietnam during the COVID-19 pandemic, we find that the … the savings position plays a crucial role, as the effects are especially pronounced for households that experienced a … decline in savings. This result contradicts a prediction from the life-cycle permanent income model with borrowing constraints …

the end of the economic crisis when household balance sheets had been repaired. We measure the effect of the mortgage …

comprehensive study of wealth and its distribution in Germany since the 19th century. We combine tax and archival data, household …

We study whether the level of household indebtedness is related to the interest rate elasticity of private consumption … even as the household sector's debt-to-income ratio has almost doubled in the past 20 years. Estimates based on the … household-level Finnish Wealth Survey suggest that the share of liquidity-constrained households has declined over the same time …