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The ex-ante versus ex-post effect of public guarantees
Damar, Evren; Gropp, Reint; Mordel, Adi - 2012
In October 2006, Dominion Bond Rating Service (DBRS) introduced new ratings for banks that account for the potential of government support. The rating changes are not a reflection of any changes in the respective banks' credit fundamentals. We use this natural experiment to evaluate the...
Persistent link: https://www.econbiz.de/10009580069
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A microfounded design of interconnectedness-based Macroprudential policy
Fique, José - 2016
To address the challenges posed by global systemically important banks (G-SIBs), the Basel Committee on Banking Supervision recommended an "additional loss absorbency requirement" for these institutions. Along these lines, I develop a microfounded design of capital surcharges that target the...
Persistent link: https://www.econbiz.de/10011433258
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Reforms to the European Union financial supervisory and regulatory architecture and their implications for Asia
Darvas, Zsolt M.; Schoenmaker, Dirk; Véron, Nicolas - 2016
2007, and especially in the euro area after 2010. That crisis triggered major changes to European financial regulation and …
Persistent link: https://www.econbiz.de/10011561790
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How Can Leverage Regulations Work for the Stabilization of Financial Systems?
Kamada, Koichiro - 2011
The purpose of this paper is to analyze the leverage ratio requirement as currently considered by the Basel Committee on Banking Supervision from both theoretical and empirical perspectives. The key concept in this paper is the asset quality index, which is obtained by dividing the risk-based...
Persistent link: https://www.econbiz.de/10013120872
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Macro and Micro Prudential Regulatory Failures Amongst Financial Institutions in the United Kingdom : Lessons from Australia
Lui, Alison - 2018
This paper aims to fill a gap in the literature on banking regulation, financial development and financial stability … globalisation in banking increases systemic risks. Macro prudential regulation is thus equally important as micro prudential … regulation. The Financial Development Index 2009 of the World Economic Forum revealed that the UK needs to make improvements in …
Persistent link: https://www.econbiz.de/10012940557
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Deregulation Pas De Deux : Dual Regulatory Classes of Financial Institutions and the Path to Financial Crisis in Sweden and the United States
Gerding, Erik F. - 2010
of a financial crisis: 1) Regulation creates two categories of financial institutions. The first class faces greater … subsidized funds to make riskier investments (including investments in the second class) without regulation compensating for …
Persistent link: https://www.econbiz.de/10013148106
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Unregulated lending, mortgage regulations and monetary policy
Emenogu, Ugochi; Peterson, Brian - 2022 - Last updated: June 27, 2022
Macroprudential policies are often aimed at the traditional banking sector while nondepository financial institutions or shadow banks have limited or no prudential regulations. This paper studies the macroeconomic impact of household-side macroprudential tightening in the presence of unregulated...
Persistent link: https://www.econbiz.de/10013264902
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Should bank capital regulation be risk sensitive?
Ahnert, Toni; Chapman, James; Wilkins, Carolyn - 2018
We present a simple model to study the risk sensitivity of capital regulation. A banker funds investment with uninsured … banks attract cheaper deposit funding and require less capital. With a noisy signal, risk-sensitive capital regulation can …
Persistent link: https://www.econbiz.de/10011903813
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Difficult Issues in Financial Regulation for Financial Stability
Ozili, Peterson K - 2022
This article explores some of the difficult issues in financial regulation for financial stability. Noting the lack of … prior academic work in the topic, this article presents a discussion of some difficult issues in financial regulation for … financial regulation and supervision without limiting the ability of financial institutions to exploit emerging profitable …
Persistent link: https://www.econbiz.de/10013298304