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interest margin caused by a wide pure spread, bank's specific factors, as well as market power. Furthermore, it is also found …
Persistent link: https://www.econbiz.de/10013091765
interest margin in the Indonesian banking sector was caused by a wide pure spread, bank's specific factors, as well as market … power. Furthermore, bank's specific factor such as high operating costs contributes to high net interest margin …
Persistent link: https://www.econbiz.de/10013092612
We investigate the determinants of net interest margins of Indonesian banks after the 1997/1998 financial crisis. Using data for 93 Indonesian banks over the 2001-2009 period, we estimate an econometric model using a pooled regression as well as static and dynamic panel regressions. Our results...
Persistent link: https://www.econbiz.de/10013076836
In this paper, we analyse a relationship between net interest margin (NIM) of EU banks and market interest rates in a low-interest rate environment. We contribute to the literature when examining a large sample of annual data on 629 banks from EU member countries during the 2011-2016 period,...
Persistent link: https://www.econbiz.de/10011999917
, NIM is significantly influenced by the different institutional designs of bank-based or capital-basaed finanfical markets …. Second, there are differences in NIM caused by bank size, although these are not fully captured by our methodology. Finally …, we show significant differences by bank type: saving banks, real estate and mortgage banks, and cooperative banks report …
Persistent link: https://www.econbiz.de/10012150010
addressing differences among different bank groups. We use three empirical models to focus on the following aspects: the time …
Persistent link: https://www.econbiz.de/10010337847
An increase in the level of interest rates is said to have a negative impact on banks’ net interest margins in the short run. Using a time series of more than 40 years for the German banking system, we show that the opposite effect exists in the long run, where an increase in the level of...
Persistent link: https://www.econbiz.de/10011294169
This paper identifies the determinants of bank profits and net interest margins using a balanced panel of 167 banks for … America. Our fixed effects regression model strongly indicates that gross domestic product, bank concentration and inflation … have weak influence on bank profitability while bank size, capital adequacy, liquidity ratio, cost-income ratio and loan …
Persistent link: https://www.econbiz.de/10013121391
management and liquidity risk. However, the association with bank capital and opportunity cost of required reserves do not …
Persistent link: https://www.econbiz.de/10013104740
the determinants of bank interest margins using a sample of 456 banks in 41 SSA countries. The results show that market … concentration is positively associated with interest margins, but the impact depends on the level of efficiency of each bank. In … results also show that bank-specific factors such as credit risk, liquidity risk, and bank equity are important determinants …
Persistent link: https://www.econbiz.de/10013086312