This paper studies the determinants of bank interest margins in an environment when government insurance on deposits is … tied to the refinancing rate set by the Central Bank. We use the most recent data on the banks in Azerbaijan during the … banks less risk averse, there for lower interest margins. Further impact of other bank-related and macroeconomic variables …

interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets …

interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets …

decrease in average bank net interest margins, an increase in average bank gross loan ratios and a decrease in average bank … insolvency risk. We find limited support for the role of capital-openness however. For bank net interest margins, we find that … trade-openness, but not independently. For bank gross loan ratios and risk-taking, we find that higher capital …

addressing differences among different bank groups. We use three empirical models to focus on the following aspects: the time …

This paper examines the impact of the bank orientation on classical banking business, distinguishing between … stakeholder banks. For this reason we develop a theoretical bank decision model based on the utility approach and focus on the … the lessons from recent financial developments. Moreover, we study the influence of the social mission on the bank pricing …

from maturity mismatches between bank assets and liabilities. This study explains the NSFR and estimates this ratio for …

This paper explores the extent to which interest risk exposure is priced in bank margins. Our contribution to the … for earnings from bank-individual maturity transformation strategies, we find all banks to charge additional fees for …

We decompose the change in banks' net interest margin into a change in market-wide bank rates and a change in the … down into different maturities, creditors and borrowers and degrees of liquidity are as follows: (i) Changes in bank rates …-sheet compositions. (ii) Changes in bank rates and changes in balance-sheet compositions affect the change in the net interest margin …