firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

illiquidity disadvantages of holding risky assets. We then empirically estimate the effect of two liquidity regulations on bank … decrease a bank's incentive to take risk with its remaining ineligible assets. A greater capacity to respond to liquidity … stress increases the potential profits a bank would put at stake by making risky investments, but it also mitigates the …

In 1865, the first minority bank in the United States was established. Over time, banks owned or controlled by …

This paper examines the impact of charter type, holding company structure, and measures of bank fragility on the … likelihood of a bank bailout or failure during the late 2000s financial crisis. The empirical results indicate that established … brokered deposits, and held a relatively large portfolio of real estate loans. In addition, bank failure was more likely for …

portfolios of banks that performed well in the stress-testing. In general, stress-testing has resulted in more diversified bank … banks holding a portfolio that is more sensitive to stressful scenarios. Hence, these banks are expected to be in a more …

large commercial banks of the USA. The study applies a two-step system GMM technique to obtain the speed of adjustment. The …, policymakers, and bank managers for better decision making. …

We examine the impact of competition on bank earnings persistence by exploiting a natural experiment following … interstate banking deregulation that increased bank competition. We find that bank earnings adjustment speed increases after … their states implement the deregulation. This relationship is weakened, however, with the increase of bank's abilities to …