The evaluation of a bank's economic capital is an essential moment in the transformation of a public bank into a joint stock company. In this context, a comparison is made between the viewpoint of the investor-saver, who is looking for a way to use his assets by investing in enterprise capital...

After some unhappy experiences, our financial system now has a market instrument that is suited to favouring the opening up of mid-sized enterprises' capital to high development rates: The New Market, which was also designed on the basis of examples of success from overseas. Its success depends...

The smaller banks base the reasons of their competitive success on the depth and consolidation of customer relations. These characteristics may contrast, however, with the incapacity to totally manage a corporate client's finances, thus risking losing the central nature of the function of credit...

The smaller banks base the reasons of their competitive success on the depth and consolidation of customer relations. These characteristics may contrast, however, with the incapacity to totally manage a corporate client's finances, thus risking losing the central nature of the function of credit...

The situation of maximum competitiveness coming from the process of European integration soon to be enacted will favour the intermediaries who will have prepared structures that are more competitive and correspond more to the new market strategies and needs. For the Italian banks that, as we...

The index that expresses the profitability of one's own capital (ROE = Return on Equity), decided by the ratio between the net financial year profit (NP) and own equity (OE), is used as a summary expression of the overall profit making in yearly management. It is also possible to identify two...

The growing need for diversification in Italian banks can easily look to the insurance market, which has interesting opportunities from both the point of view of size and growth rate, and also from the point of view of the multiple nature and various kinds of relations that are being set up,...

The creation and success of Italian funds have contributed to increasing transparency in the real estate market, providing greater liquidity and efficiency. Thanks to the restructuring of the legislation, mainly implemented via a series of provisions issued between 2001 and 2003, it has been...

Over the years, banks too have taken advantage of the opportunities coming from technological progress. Aside from statistical data, the computer revolution has had a profound effect on the banking methods, affects competitiveness and is carefully followed by the supervisory authorities. If...

In the midst of so many uncertainties linked to the role of e-banking in the future scenario of the financial industry, one of the few certainties can be found in the thesis that defines the offer of online banking services as one of the most important factors of change in the ways of "doing...