We use data for nearly 800,000 Danish families to examine whether high household leverage prior to the financial crisis … may have amplified the reduction in household spending over the course of the crisis. We find a strong negative … other household characteristics. The larger drop in spending among the highly leveraged families reflects that these …

During the first decade of the 21st century, household FX loans spread in numerous countries in Central and Eastern …. Disregarding countries that joined the euro area, Hungary was the only state where household FX loans were completely phased out … about the causes and the impact of unsecured FX lending in the household sector and analyses the phasing-out of the …

We evaluate the impact of mortgage regulation on credit volumes, household balance sheets and the reaction to adverse … the house purchase, suggesting that the impact on financial vulnerability at the household level is in fact ambiguous. We …

, indicates that more generous deposit insurance coverage results in non-trivial adjustments to household portfolios. …

between household debt levels, financial stability risks, and the ongoing implications of the ‘debt overhang’ for economic … growth. However, accurately measuring the household debt burden remains problematic. Aggregate measures of household … indebtedness (e.?g. household liabilities relative to income) fail to fully capture the debt servicing burdens of households …

and the Bank of Korea jointly organised a seminar on household debt in Seoul. Participants from 11 central banks and the …