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Gender disparities in financial inclusion in Tanzania

Were, Maureen; Odongo, Maureen; Israel, Caroline - 2021

Although Tanzania has made notable progress in enhancing access to financial services, the gender gap in financial … inclusion persists. This paper examines gender disparities in financial inclusion in Tanzania using descriptive and regression … lag behind in access to and utilization of formal financial services. Based on FinScope Tanzania survey data for 2017, the …

Persistent link: https://www.econbiz.de/10012545473

Financial inclusion, financial education, and financial regulation : a story from Indonesia

Tambunan, Tulus Tahi Hamonangan - 2015

Many reforms have taken place in Indonesia following the Asian financial crisis of 1997 - 1998. The government has embarked upon institutional transformation, making the country one of the region's most vibrant democracies. In social, economic, and political areas, Indonesia has seen much...

Persistent link: https://www.econbiz.de/10011289307

Bank size and risk-taking under Basel II

Hakenes, Hendrik; Schnabel, Isabel - 2006

We analyze the relationship between bank size and risk-taking under the New Basel Capital Accord. Using a model with imperfect competition and moral hazard, we show that the introduction of an internal ratings based (IRB) approach improves upon flat capital requirements if the approach is...

Persistent link: https://www.econbiz.de/10010366524

Overview of financial inclusion, regulation, and education

Yoshino, Naoyuki; Morgan, Peter J. - 2016

Financial inclusion is receiving increasing attention for its potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. Although substantial progress has been made, there is still much to achieve. East Asia, the Pacific, and...

Persistent link: https://www.econbiz.de/10011540468

Financial Services Used by Small Businesses : Evidence from the 1993 National Survey of Small Business Finances

Cole, Rebel A. - 2008

Persistent link: https://www.econbiz.de/10012772558

Is 'Fintech' Good for Small Business Borrowers? Impacts on Firm Growth and Customer Satisfaction

Schweitzer, Mark - 2017

“Fintech” is a rapidly expanding segment of the financial market that is receiving much attention from investors and increasing regulatory scrutiny. While the attention is rising, very little is known about the performance of these lending sources on the outcomes of small businesses that...

Persistent link: https://www.econbiz.de/10012961776

FinTech credit and entrepreneurial growth

Hau, Harald; Huang, Yi; Shan, Hongzhe; Sheng, Zixia - 2021

Based on automated credit lines to more than two million vendors trading on Alibaba’s online retail platform, we show how the take-up of FinTech credit varies with the entrepreneur’s bank distance. Proximity to the branches of the five largest stateowned banks correlates positively with the...

Persistent link: https://www.econbiz.de/10012612853

Determinants of the Use of Fintech Finance Among Chinese Small and Medium-Sized Enterprises

Xiang, Dong; Zhang, Yuming; Worthington, Andrew C. - 2021

FinTech, the merging of finance and modern Internet-based technology, has rapidly presented itself as a disruptor to traditional business financing, notably in the form of crowdfunding and Peer-to-Peer (P2P) lending. In this paper, we examine the determinants of the use of FinTech finance by...

Persistent link: https://www.econbiz.de/10013219870

Why did small business fintech lending dry up during march 2020?

Ben-David, Itzhak; Johnson, Mark J.; Stulz, René M. - 2021

With the onset of the COVID-19 crisis in March 2020, small business lending through fintech lenders collapsed. We explore the reasons for the market shutdown using detailed data about loan applications, offers, and take-up from a major small business fintech credit platform. We document that...

Persistent link: https://www.econbiz.de/10012816397

Fintech and Racial Barriers in Small Business Lending

Fei, Celine Yue; Yang, Keer - 2022

Using a nationwide restaurant sample, we document that minority-owned businesses are more likely to apply to the Paycheck Protection Program through fintech than traditional lenders. We motivate our analysis by a two-sided matching model where this phenomenon can be generated through "technology...

Persistent link: https://www.econbiz.de/10013322836

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