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Using firm-level data from surveys and financial statements, this paper presents an analysis of credit standards, capital allocation and financial conditions of non-financial enterprises in Denmark since the beginning of the financial crisis. The analysis indicates that low interest rates and...
Persistent link: https://www.econbiz.de/10011489436
overnight unsecured loans. Using proprietary bank-level data, we find that interbank rate uncertainty significantly raises … positions and greater access to central bank funding …
Persistent link: https://www.econbiz.de/10013315349
bureaus can stem the buildup of bank systemic risk one year ahead due to higher abnormal loan growth. Eventually, this paper … negative impact of abnormal loan growth on bank systemic stability …
Persistent link: https://www.econbiz.de/10012952950
the upgrades were results of compromised rating standard rather than improvements to bank fundamentals. Investors reacted …
Persistent link: https://www.econbiz.de/10012898643
This paper makes a fundamental contribution by studying loan-loss provisioning over the credit cycle as three distinct phases. Looking at the three distinct phases of the financial crisis — the pre-crisis period, crisis period, and post-crisis period — is important as loan-loss provisioning...
Persistent link: https://www.econbiz.de/10013062927
This research examines the potential impact of Basel IV capital requirements (CAR) on bank lending ability in Africa … results suggest that higher Basel CAR, particularly the new Basel IV, portends short-term negative impacts on bank lending … while the long-term impact on bank lending is favorable. Second, the weight of non-performing loans tends to decline as …
Persistent link: https://www.econbiz.de/10013407522
size of these institutions. A literature review onthe indicators that can impact bank notes has been made. As a result, the … influence on bank credit ratings. Bigger banks receive higher credit ratings than the smaller ones in similar financial … subsamples according to the size of a bank and banking sector and capitalization. …
Persistent link: https://www.econbiz.de/10012284882
Targets defined in accordance with Environmental, Social and Governance (ESG) criteria confront the business world, particularly the banking industry, with new challenges. The aim of this paper is to study the effect of ESG controversies on the credit rating of the European banking sector,...
Persistent link: https://www.econbiz.de/10013407140
The main purpose of the article is to present the role of information in bank management, in the aspect of credit risk … accompanying the bank performance. To prepare relevant risk analyses, comprehensive, reliable and up-to-date information is needed …
Persistent link: https://www.econbiz.de/10013010917
We studied information and interaction processes in six lending relationships between a universal bank and medium sized …, bank monitoring is based mainly on cheap, retrospective and internal data. In case of distress, more expensive, prospective … firm's investments might leave the bank in a very strong bargaining position and distort investment incentives. Therefore …
Persistent link: https://www.econbiz.de/10009768853