modifications specifically targeted to mortgage relief? The 2007–2012 financial crisis provides a unique opportunity to assess … whether bankruptcy can help homeowners avoid the negative consequences of over-indebtedness and mortgage default. This … empirical study analyzes a large, loan-level mortgage dataset to determine which variables are associated with delinquency and …

The economic destruction of the foreclosure crisis and the Great Recession included not only the 4.5 million families … foreclosure crisis and Great Recession …

The subprime mortgage crisis was not only an economic disaster but posed challenges to traditional rules of property … securities regulation statutes. In addition, U.S. banks greased the wheels of the mortgage securitization process by creating a … privatized mortgage registration system that has undermined the clarity and publicity of property titles. Because of …

This paper assesses the impact of the mortgage crisis on Chelsea, Massachusetts, a low-and moderate income community of …

Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …