This paper analyses the role of lending technologies and banking relationships on firms' credit access in Italy. Using EFIGE firm-level data, we show that the depth and strength of firm-bank relationships have heterogeneous effects on credit demand and rationing probabilities depending on the...

Using panel firm-level data, this paper analyses the main factors affecting firms' access to bank credit in eleven Euro Area countries over the period 2014-2016. We focus on firm's loan demand behaviour and on bank's actual credit granting decision, using alternative measures of credit...