In Ghana, most of the time imports exceed exports, so the demand for foreign exchange (dollar) always exceeds supply and this puts intense upward pressure on the exchange rate. There has been continuous depreciation of the cedi against most of the major currencies especially the US dollar, which...

There are various definitions of “Sovereign Wealth Funds”. The U.S. Treasury Department for instance (of importance) defines “Sovereign Wealth Funds” (SWFs) as government investment vehicles funded by foreign exchange assets, which manages those assets separately from the official...

Credit underwriting is the practice of analyzing structuring, approving and documenting extensions of credit. This practice constitutes the lending process. Lenders need ‘tools to guide them through this process. The well known Five C's of Credit, Character Capacity, Capital, Collateral,...

Cybercrime encompasses criminal acts that involve computers and networks. Thus, “Cybercrime” is a broad term that describes everything from electronic hacking to denial-of-service attacks that cause e-business websites to lose money. Cybercrimes are essentially criminal activities where...

Transfer pricing refers to the ‘transfer price, intra corporate price, or the price of a good or service sold by one affiliate to another, the home office to an affiliate or vice verse’. [1] There are two types of Exports in goods and services in International Trade. The first type, which is...