Showing 91 - 100 of 159,108
Better customer service provisions by banks - such as more branches and ATMs, longer business hours, and more personalized services - help attract more core deposits and increase funding stickiness by raising depositors' switching costs and enhancing their loyalty. Funding stickiness from...
Persistent link: https://www.econbiz.de/10011413245
' size (BOARD), sharia supervisory board (DPS), bank size (SIZE), and interest rate (INT) and sharia bank ownership status …. Meanwhile, DPS and DFOR have no significant effect on ROD of sharia bank in Indonesia. …
Persistent link: https://www.econbiz.de/10012019171
Using granular data of German banks for the 2003 to 2018 period, we analyse the determinants of bank rates on retail … deposits. We find that a bank's rate on sight deposits is especially low if the bank operates in rural districts, if it is not … exposed to strong competition and if it provides much service. Regarding the rates on term deposits, we find that the bank …
Persistent link: https://www.econbiz.de/10012697977
We show that maturity transformation does not expose banks to interest rate risk---it hedges it. The reason is the deposit franchise, which allows banks to pay deposit rates that are low and insensitive to market interest rates. Hedging the deposit franchise requires banks to earn income that is...
Persistent link: https://www.econbiz.de/10012854509
) processes that often underestimate liquidity risk. Thus a bank relying on those models may face failure in an event of crisis …
Persistent link: https://www.econbiz.de/10012845869
This paper investigates the relation between national culture and bank deposits. Using annual data (1995-2015) for 99 … national cultural traits and bank deposits. The effect of hierarchy and individualism on deposits is stronger (positive and … analyse the impact of annual bank-level deposit stability on the trust-deposits relation. We show that high deposit volatility …
Persistent link: https://www.econbiz.de/10012848611
The purpose of this study is to investigate the adequacy of the audit committees in Turkish Banking Sector. Considering national and international legislation, and best practices, audit committees' adequacy involves the issues regarding committees and the responsibilities of committees....
Persistent link: https://www.econbiz.de/10012924512
Using data from Bangladesh, this paper finds that the liquidity premium—the difference between the interest paid on illiquid and liquid savings accounts—is higher in commercial banks than in microfinance institutions. One possible interpretation lies in the higher prevalence of...
Persistent link: https://www.econbiz.de/10012919897
Using data from Bangladesh, this article finds that the liquidity premium – the difference between the interest paid on illiquid and liquid savings accounts – is higher in commercial banks than in microfinance institutions. One possible interpretation lies in the higher prevalence of...
Persistent link: https://www.econbiz.de/10013005625
We describe a model in which bank deposits yield liquidity services and therefore earn a lower rate of return than …
Persistent link: https://www.econbiz.de/10012959428