Showing 111 - 120 of 160,161
) processes that often underestimate liquidity risk. Thus a bank relying on those models may face failure in an event of crisis …
Persistent link: https://www.econbiz.de/10012845869
This paper investigates the relation between national culture and bank deposits. Using annual data (1995-2015) for 99 … national cultural traits and bank deposits. The effect of hierarchy and individualism on deposits is stronger (positive and … analyse the impact of annual bank-level deposit stability on the trust-deposits relation. We show that high deposit volatility …
Persistent link: https://www.econbiz.de/10012848611
Using administrative data on deposits and loans of every Norwegian with every Norwegian bank, we show that an existing … deposit account makes a household more likely to hold deposits at the same bank later despite better alternatives and more …
Persistent link: https://www.econbiz.de/10013492246
with depositors interpreting the deposit rate as a complementary proxy of otherwise unobserved bank-level risk. Testing …
Persistent link: https://www.econbiz.de/10013149769
The role of deposit money banks (DMBs) as a critical component of the financial intermediary component of the financial systems for the benefit of their shareholders and the economy at large has become more pronounced in recent times. Banks help link both the surplus spending unit and the...
Persistent link: https://www.econbiz.de/10014466387
Persistent link: https://www.econbiz.de/10013552821
controls for bank and time random effects. The longer a bank was entered into the deposit insurance system, the greater was its …
Persistent link: https://www.econbiz.de/10005789735
We study the optimal joint design of prudential supervision and deposit guarantee regulations in a multi-country, integrated banking market, where policy-makers have preferences regarding profitability and stability of the banking sector. Non-coordinated policies will tend to yield too little...
Persistent link: https://www.econbiz.de/10013119693
In moral hazard models, bank shareholders have incentives to transfer wealth from the deposit insurer - that is … value, and a risk measure, this paper develops a semi-parametric model for estimating the critical level of bank risk at …
Persistent link: https://www.econbiz.de/10010283427
Persistent link: https://www.econbiz.de/10003416758