-out guarantee. The reason is that the prospect of a bail-out induces the rotected bank to expand, thereby intensifying competition … in the deposit market and depressing other banks' margins. In contrast, the effects on the protected bank's risk taking …

-deposit creditors. Testing the model using EU bank level data yields evidence consistent with the model, suggesting that explicit …

Using evidence from Russia, we explore the effect of the introduction of deposit insurance on bank risk. Drawing on … within-bank variation in the ratio of firm deposits to total household and firm deposits, so as to capture the magnitude of …

Using evidence from Russia, we explore the effect of the introduction of deposit insurance on bank risk. Drawing on …

credit riskiness of specific assets of the bank, the need to include a liquidity premium in the case of long-term funding …, and finally the choice of a consistent methodology to incorporate the credit spread on the bank's own debt due to the … perceived risk of bank default …

bank's financial condition deteriorates, depositors have an incentive to withdraw their funds, and corporations will find … over the last two decades to a deterioration in the performance of their bank. We find that during recessions, in … to borrower-, bank-, and credit-line-specific controls as well as bank-fixed effects, show that banks' provision of …

This paper places the institution of bank deposit protection in the context of government paternalism. I apply the … of the Russian case. I rely on statistical data from Central Bank of Russia, Deposit Insurance Agency, and Rosstat. The …

Asset recovery rate is a key factor for credit investors. This study explores the determinants of bank asset recovery …