This paper studies bank runs in an extended Diamond and Dybvig model. The model is extended in two ways. One, agents … for bank runs is ambiguous property rights. Sequential conversion is an example of such ambiguity. Demand deposit … insurance eliminates this ambiguity. In this regard, we characterize conditions on the economy where banks can preclude bank …

to higher deposit insurance. Monthly depositor-level records from a major bank show that the level and growth rate of …. A survey of bank customers indicates that higher deposits were replenished by lowering cash and other assets. We …

2009, the EU increased the minimum deposit insurance limit from e20, 000 to e100, 000 per bank account with the goal of …

that the relative sensitivity of households to bank capitalization diminished markedly with the introduction of an …

The majority of bank liabilities are deposits typically not withdrawn for extended periods. We propose a dynamic model … effects on bank dynamics. Interest rate cuts produce delayed increases in bank risk which are stronger in low rate regimes …. Deposit insurance can exacerbate the deposit dilution and amplify the increase in bank risk …

In January-November 2021, retail bank deposits increased slightly and their share in bank liabilities decreased. The … tax on interest on large deposits. Starting from Q2 2021, the tightening of the monetary policy of the Central Bank of the … bank deposits …

make bank deposits endogenously long-term. Capital regulation addresses deposit dilution but is subject to a time … significantly impacts optimal bank capital regulation. We examine how capital regulation stringency changes across different …

The article examines the impact of endogenous deposits created by loans on the liquidity of a commercial bank. A … bank's aperiodic and periodic liquidity regimes were established …

We study bank runs using a novel historical cross-country dataset that covers 184 countries over the past 200 years and … combines a new narrative chronology with statistical indicators of bank deposit withdrawals. We document the following facts …: (i) the unconditional likelihood of a bank run is 1.2% and that of significant deposit withdrawals 12.7%; (ii …