bank accounts «linking» these two mortgage institutions. We consider properties of lines of SLTP and develop a model for … efficiency of the mortgage system rises for all involved agents – consumers, banks and governments. Finally we analyze the impact …

of the TPP for missing documentation was higher for those who were current on their mortgage payments, compared to those …

Our study focuses on whether mortgage prices for Hispanic borrowers in areas of limited English fluency depend on the … pay higher prices overall, mortgage prices are lower if the loans are originated by Hispanic brokers relative to non …-Hispanic white brokers. This effect is found only in fixed-rate mortgage loans and for low/no-documentation loans. Nevertheless, our …

Home appraisals are produced for millions of residential mortgage transactions each year, but appraisals are rarely … below the transaction price. We exploit a unique data set to show that the mortgage application process creates an incentive …

mortgage crisis had its origins, like many earlier banking crises, in a boom-bust economic cycle. Grossman finds that important …