This paper tests the "lock−in" effect of mortgage contract terms and establishes the link between changes in market … mortgage interest rates declined by almost 30 percent. …

building, and mortgage enforcement. Inspired by recent developments in the affordable housing sector and in other types of …-based division of property rights, conditional subsidies, and credit mediation toalleviate the systemic risks of mortgage foreclosure …

This article illustrates that the legal structure of mortgage credit, in particular its status in terms of recourse in …

This paper presents an analysis of mortgage debt growth in the EU-15 countries. Mortgage debt has risen quickly in many … and policymakers. While there are some papers on factors behind national mortgage debt developments, studies taking a … broader approach, both regarding the number of countries included and the potential determinants of mortgage debt growth, are …

incidence of mortgage arrears and possessions. Successive UK governments have enthusiastically pursued both financial … deregulation and the promotion of private mortgage payment protection insurance (MPPI) as the primary safety net for mortgage …. With this motivation, we review the mortgage payment protection insurance (MPPI) debate in the UK and examine whether …

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …

role of the Government Sponsored Enterprises in facilitating the creation of a secondary market for mortgage …