We show that the lightly regulated non-bank mortgage originators contributed disproportionately to the recent boom …-bust housing cycle. Using comprehensive data on mortgage originations, which we aggregate at the county level, we first establish …

This entry describes the economics of foreclosure with respect to US residential mortgage markets from the perspective …

Since February 2010, detailed information on every home mortgage default and foreclosure in New York State must be … Mortgage Disclosure Act (HMDA) enables us to identify the race and ethnicity of borrowers who defaulted on their home mortgages …

Since February 2010, detailed information on every home mortgage default and foreclosure in New York State must be … principal balances may reduce the foreclosure rate, but might have an adverse effect on the mortgage industry. Given the …

in Belgium, compared with those elsewhere in the euro area, over the period from 1999 to 2007, looking at mortgage … the scope of both suppliers of mortgage loans and loan products. Moreover, some common trends in the characteristics of … in the euro area over the last decade, with a rapid increase in the issuance of mortgage-covered bonds and securitisation …

The crisis in the mortgage credit market along with its repercussions in the financial system and in the real economy … led us to question how credit institutions are able to analyze the issue of mortgage default. This paper aims to assess … the influence of default on mortgage in Portugal as well as the variables related to defaulters’ social and economic …