participants their perceptions and preferences about housing loans. Results show that: mortgage risk perception is negatively …; trait anger is positively associated with preference for adjustable-rate mortgage, whereas trait anxiety predicts a …

This paper examines the usefulness of Google Trends data for forecasting mortgage lending in the Czech Republic. While … the official monthly statistics on mortgage lending come with a publication lag of one month, the data on how often people … search for mortgage-related terms on the internet are available without any lag on a weekly basis. Growth in searches for …

mortgage crisis had its origins, like many earlier banking crises, in a boom-bust economic cycle. Grossman finds that important …

This chapter considers the structure of mortgage finance in the U.S., and its role in shaping patterns of homeownership … the design features of mortgage contracts that distinguish them from other loans, and that have important implications for … issues presented in the rest of the chapter. We then explain how mortgage finance interacts with public policy, particularly …

profitability and domination of the residential mortgage market. …

I examine competition in the sector of mortgage life insurance, in particular the periodic switching right (PSR), by …

We show that the US residential single-family mortgage-origination market is highly concentrated once account is taken … post mortgage foreclosure rates as a proxy for performance. Our findings suggest that these significant interlinkages in … the mortgage-origination network represent a previously underappreciated source of systemic risk. Many apparently …

This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that … loans for African-American and Hispanic borrowers even after controlling for key mortgage risk factors: they have a 7.7 and … sorting across) mortgage lenders. …