Showing 81 - 90 of 126,196
and shifting to safer borrowers. Additionally, we find that the effect of statute enactment on bank performance is … for greater emphasis on stakeholder interests amidst the current bank regulatory and governance reforms …
Persistent link: https://www.econbiz.de/10012903943
Banks and credit unions sometimes complain that the examination process regulators use to police banking practices is oppressive. These financial institutions complain that regulators reach unduly negative examination conclusions known as “material supervisory determinations.” Institutions...
Persistent link: https://www.econbiz.de/10012904722
risk management. This infrastructure should identify, measure, monitor and control the risks that the bank is exposed to …
Persistent link: https://www.econbiz.de/10012905049
Balance sheet profits declined markedly in January-July 2018 compared to the same period of 2017 mainly because of resumed growth in loan loss provisions. A positive factor was represented by growth in net interest income and in profits from regular banking operations
Persistent link: https://www.econbiz.de/10012911054
Banking supervision offers a "public good" - financial stability for the banking system. EU policies to mitigate the effects of the global economic crisis do not deliver the predicted results ("semi-public good"). Individual Member States take ad hoc own measures to rescue assets and activities...
Persistent link: https://www.econbiz.de/10012911899
or earnings management, irrespective of the bank's size, earnings profile, or the structure of their loan loss model …
Persistent link: https://www.econbiz.de/10012888736
This paper examines the effects of changes in bank regulatory environment on the risk, return, and liquidity … characteristics of equity portfolios of U.S. bank holding companies between 1997 and 2016. Using a comprehensive sample of bank and …, subsequent reforms of the bank capital requirements system and the prohibition of banks from proprietary trading activities lead …
Persistent link: https://www.econbiz.de/10012891205
a bank holding insured deposits and issuing non-bail-inable debt and bail-inable Tier1-capital debt? We address this …
Persistent link: https://www.econbiz.de/10012893415
since the financial crisis of 2007-08 to address weaknesses in bank risk culture. The paper suggests that shortcomings in …
Persistent link: https://www.econbiz.de/10012894261
This paper investigates the impact of the SSM's launch on the market power of banks in the large euro area economies. We employ the Lerner index and the Boone estimator, non-structural measures that capture different aspects of competition. Using the results of the Lerner index, we find evidence...
Persistent link: https://www.econbiz.de/10012895775