more to revolving credit lines than borrowers in low-crime areas. The evidence also suggests that access to credit is …This paper analyzes the relationship between the terms on bank loans and local crime rates, employing a sample of over … crime rate is higher borrowers pay higher interest rates, pledge more collateral, and resort less to asset-backed loans and …

the European Union member states that have large penetration of bank credit. Building on the model of financially open … increase in private bank credit relative to the gross domestic product (GDP) and the gap between real interest rate and GDP …

often been interpreted as indicating that alternative informal financing channels such as trade credit can substitute for … trade credit in promoting firm performance and firm growth, and find that access to bank loans is more important than does … availability of trade credit. Our results imply that firms cannot get around financial repression through alternative financing …

determines firms' access to credit. He further provides evidence that government intervention enables firms’ profit through … facilitating access to credit. This evidence confirms that the mechanism of government intervention allows firms' access to credit …

determines firms’ access to credit. The author further provides evidence that government intervention enables firms’ profit … through facilitating access to credit. This evidence confirms that the mechanism of government intervention allows firms …’ access to credit and then enables the firms to obtain relatively large profits. Ultimately, this paper reveals that, in the …

that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …

Despite robust deposit growth, credit growth has been sluggish in the Philippines. We attribute this to legacy …

between productivity and bank credit in the context of different financial market set-ups, we introduce a model of overlapping … generations of entrepreneurs under complete and incomplete credit markets. Then, we exploit firm-level data for France, Germany … and Italy to explore the relation between bank credit and productivity following the main derivations of the model. We …