panel of U.S. tax data, including tens of millions of person-year observations, and measure retirement savings contributions … and withdrawals. We use these data to document several important changes in retirement savings patterns during the …, contributions to retirement savings vehicles did not meaningfully decline. Second, driven by the suspension of required minimum …

The tax incentive enjoyed by workplace pension schemes could encourage participants to increase their total savings or …, alternatively, crowd out savings that would have materialised in other financial vehicles in the absence of this incentive. This … article uses data from the Spanish Survey of Household Finances to estimate the additional savings generated by this type of …

Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We …

panel of US tax data, including tens of millions of person-year observations, and measure retirement savings contributions … and withdrawals. We use these data to document several important changes in retirement savings patterns during the … pandemic relative to prior years, and we compare these results to changes in savings patterns during the Great Recession. We …

This paper investigates the effect of the introduction of tax free retirement accounts on the savings behavior of … effective policy tool to encourage household savings.The empirical strategy of the paper is a difference-in-difference approach … provide evidence of heterogeneous effects across demographic subgroups and across quantiles of the savings distribution that …

their well-understood infiuence on life-cycle saving. In theory and according to available evidence, both pay …-as-you-go (PAYG) and fully-funded (FF) pension schemes crowd out voluntary retirement saving. They differ because aggregate savings …

disproportionately low savings of individuals on low incomes and non-fungibility between public and private pension wealth. The model is … applied to study welfare and savings implications of automatic enrolment into private pensions. The default option effect on … default scheme. Nevertheless, the impact of automatic enrolment on total savings is ambiguous in general, because in addition …

save more for retirement? Will state-run auto-IRA plans increase net household savings? And, after accounting for …