McKernan, Signe-Mary; Ratcliffe, Caroline; Kuehn, Daniel - In: Journal of Economic Behavior & Organization 95 (2013) C, pp. 207-223
This study uses nationally representative data from the 2009 National Financial Capability State-by-State Survey to examine the relationship between state-level alternative financial service (AFS) policies (prohibitions, price caps, disclosures) and consumer use of five AFS products: payday...