created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support … international banking institutions. Papers in this collection focus on the digital transformation of the banking industry and its … effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the …

digital payments and the entry of a range of competitors including fintech and bigtech firms …We examine how the development of the digital infrastructure known as the 'India Stack'-including an interoperable … payments system, a universal digital ID, and other features-is delivering on the government's objective to expand the provision …