entry of a remote, specialized lender to estimate the impact of specialized lending on credit access. Entry significantly … can deepen credit markets by providing new loans to low-risk but underfinanced small businesses …

performance of Small Business Administration (SBA) 7(a) loans originated between 1984 and 2012. On average, we find that rural … and offer insights for a more efficient allocation of SBA funds. …

The question of whether more competition among banks increases relationship banking, which is predicted to improve … credit availability for informationally opaque firms in theory, is a controversial issue in the banking literature. By using … firm-level survey data in Japan, this paper provides evidence for the negative correlation between lending competition and …

in France whose rates are set by the government. Using administrative credit-registry and regulatory bank data, we find … that a one-percentage-point increase in funding costs reduces credit by 17%. To insulate their profits, banks reach for …

We empirically examine the impact of bank consolidation on bank acquisition of soft information about borrowers. Using …

EFIGE firm-level data, we show that the depth and strength of firm-bank relationships have heterogeneous effects on credit … and medium firms with a higher share of debt with the main bank have a lower probability of being credit denied, as debt …This paper analyses the role of lending technologies and banking relationships on firms' credit access in Italy. Using …

bank-borrower distance and decrease with the distance between borrower and other competing banks. Along the quantity … quantity effects of bank-borrower distance are concentrated among less transparent firms. Our findings are consistent with …In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small …

declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …

declined by 5.4% and remained lower for several years. The decline in credit supply eventually led to a decrease in the number … credit supply shocks can have persistent adverse effects on labor …

massive foreign bank entry took place in a late stage of transition. We use unique, self-collected bank-level data on banks … financing SMEs than domestic banks. However, with the surge in foreign-bank presence in 2005-2006, acquired foreign banks …-standing market economies are more inclined to offer SME-specific products in general, whereas their counterparts from post …