In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent …

engagement around retirement planning may be more effective when considering the factors affecting advice-seeking behaviour in …

interest rates in their retirement accounts by leaving a sizeable portion of their withdrawn savings in a low-interest accruing … percent of their pension savings at age 55. We find a large and highly significant increase in individuals' bank account …

Retirees who purchase an annuity may assume that retirement savings accounts are ideal for funding retirement income … benefits vary significantly by investor characteristics and the tax efficiency of investments held in non-qualified savings. In …

desired response is that individuals accumulate private assets for retirement. Whether this actually takes place, is of … Germans adapted to the new situation. Both actual and expected retirement decisions changed and the share of households …. Nonetheless, households with low education, low income and less financial education did neither adjust their retirement behavior …

explanatory channel. The increased savings in personal retirement plans is entirely driven by those who made consistent …How does the provision of public pension benefits impact private savings? We answer this question in the context of a …, inconsistent with the notion that future differences in pension eligibility impact savings. Second, we show large savings responses …

-owning households. In mid-2020, 37 percent of US households owned individual retirement accounts (IRAs), most commonly traditional IRAs …. More than eight in 10 IRA-owning households also had employer-sponsored retirement plan accumulations or had defined … benefit plan coverage. All told, more than six in 10 US households had retirement plans through work or IRAs; more than three …