questions: i) How is homeownership and housing tenure distributed across the population along various socio … socio-economic groups? What is the impact of mortgage debt on access to homeownership and wealth accumulation, and on debt … residential mobility? iv) Is there a link between homeownership and wealth inequality? Between inequality in housing wealth and in …

risks in retirement. Our life cycle model captures these links in order to explain why homeownership in Germany is so low …. Our simulation results indicate that the public long-term care as well as the pension system reduce the homeownership rate …

payments by owner-occupiers. We build a lifecycle model with uninsurable income risk and endogenous homeownership in order to …The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … analyze the role of three specific policies which discourage homeownership in Germany: an extensive social housing sector with …

We investigate the relationship between homeownership and life as well as housing satisfaction. Using panel data from … offsets the positive impact of homeownership. …

support, we estimate an immediate and persistent increase in homeownership, with larger effects among those most financially … differences in subsequent years. Finally, effects on marriage and fertility lag homeownership. Altogether, the results appear to …

Using a quantitative life cycle model, we study the impact of access to fractional homeownership on individuals …' optimal consumption, savings, and housing decisions. Fractional homeownership means that two parties - an individual and an … fractional homeownership is most attractive to particularly young and old individuals. Further, it leads to earlier housing …

The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … evaluate the role of specific housing policies which tend to discourage homeownership. In comparison to other countries with … higher homeownership such as the United States, Germany has an extensive social housing sector with broad eligibility …

payments by owner-occupiers. We build a lifecycle model with uninsurable income risk and endogenous homeownership in order to …The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … analyze the role of three specific policies which discourage homeownership in Germany: an extensive social housing sector with …