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benefits on private savings. The Retirement History Survey combines survey evidence on the wealth of couples in their early … extended life cycle model as a theory of asset accumulation and indicate a substantial substitution of social security wealth … for private wealth accumulation …
Persistent link: https://www.econbiz.de/10013232030
lose an ability to accumulate retirement wealth due in part to the use of disadvantageous, but legally permissible, 401(k …) vesting schedules by a majority of America’s employers. Retirement wealth inequality and retirement security are issues that … vesting schedules to their own benefit and to worsen retirement wealth inequality. Here, the spotlight is on Amazon, one of …
Persistent link: https://www.econbiz.de/10013293049
During the financial crisis of 2008, the market value of retirement assets held in stock fell by 32 percent. The objective of this study is to show how a severe financial crisis affects the withdrawal patterns of retirees. Specifically, we examine how withdrawal patterns change when we...
Persistent link: https://www.econbiz.de/10013031786
This paper provides a first glance at the role of income and wealth in comparing economic security of older persons in … both social insurance and public assistance; and they have very different patterns of private wealth holding. The paper is … based on a new source of wealth micro data, known as the Luxembourg Wealth Study (LWS).In this paper, we first develop a …
Persistent link: https://www.econbiz.de/10013148525
benefits on private savings. The Retirement History Survey combines survey evidence on the wealth of couples in their early … extended life cycle model as a theory of asset accumulation and indicate a substantial substitution of social security wealth … for private wealth accumulation …
Persistent link: https://www.econbiz.de/10012478660
Entitlements for social security and occupational pensions present a major wealth component and play a central role for … financial security. However, most individual-level data lacks information on pension wealth. By linking various data sources …, occupational pensions and third pillar accounts and analyses the distribution of augmented wealth, which combines pension wealth …
Persistent link: https://www.econbiz.de/10012392592
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