management, and governance — in other words, on internal bank processes. Drawing on the rules versus standards debate, this … the last thirty years. It shows how today's focus on internal bank processes, a policy called risk focused supervision …

This paper argues that creditors reflect the financial-safety-net aspect of bank lobbying, plausibly considering the … connection between bank lobbying and government bailouts. Using a structural approach, I show that bank lobbying is negatively … associated with the occurrence of a run-like equilibrium, as is deposit insurance. The estimated effect on bank risk and value is …

I study the association between bank financial reporting opacity, measured by delayed expected loan loss recognition …, and the intervention decisions made by bank regulators. Examining U.S. commercial banks during the 2007-2009 financial … the extant literature on bank opacity, regulatory forbearance, and the consequences of loan loss provisioning by …

across banks. Second, we find that systemic risk contributions are closely related to certain bank characteristic variables …