2020. We also find that the magnitude of the impact of COVID-19 risk is higher for borrowers with lower credit ratings and …

inclusion of a broad set of loan-level controls and fixed effects. We also find that the spread between high and low credit …

The Kenyan credit market is characterised by imperfections that manifest themselves in imbalances in the form of credit … gaps where supply deviates from its long-run trend. This paper extends the analysis of the credit market adjustment process … that closes the credit gap by estimating a Seemingly Unrelated regression (SUR) model. The empirical results show that the …

There is little evidence on how the large market for credit score improvement products affects consumers or credit … market efficiency. A randomized encouragement design on a standard credit builder loan (CBL) identifies null average effects … on whether consumers have a credit score and the score itself, with important heterogeneity: those with loans outstanding …

We provide the first evidence of the effects of credit market regulations on the cost of bank loans. Using a sample of … 3,706 banks in 154 countries over the period 2002-2020, we find robust evidence that the liberalisation of credit market …-income countries. Digging deeper into credit market regulations, we find that regulations that promote private-sector borrowings …

and the change in the VIX index on release days to identify a pure credit supply shock and a risk-taking shock using sign … the VIX, the excess bond premium and stock prices decrease after a pure credit supply shock, they increase after a risk …

study is the first to investigate whether credit information sharing exerts impact on nonperforming loans of banking system … credit information sharing, suggesting that information sharing tends to enhance the financial sustainability of the banking …