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This paper analyzes a randomized experiment to shed light on the role of information and social interactions in … employees' decisions to enroll in a Tax Deferred Account (TDA) retirement plan within a large university. The experiment … encouraged a random sample of employees in a subset of departments to attend a benefits information fair organized by the …
Persistent link: https://www.econbiz.de/10012469829
This paper analyzes a randomized experiment to shed light on the role of information and social interactions in … employees' decisions to enroll in a Tax Deferred Account (TDA) retirement plan within a large university. The experiment … encouraged a random sample of employees in a subset of departments to attend a benefits information fair organized by the …
Persistent link: https://www.econbiz.de/10014033734
Motivated by a popular perception that Roth accounts are welfare-improving for most people, this paper compares the effects of mandated Traditional (tax-deferred) or Roth (taxprepaid) retirement policies in a controlled laboratory setting. Selection effects, which complicate analyses of...
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In a series of online experiments, we examine whether increasing the incentives to save by reducing the income tax rate on pensions results in higher savings. Our findings show that reducing the income tax rate on pensions has almost no significant effect on savings behavior. However, if we vary...
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