valuable option worldwide, but credit risk is high. To encourage investors, P2P platforms use blockchain and the option of …

. Our short-run difference-in-differences and event study results show that local demand for credit and borrower repayments …

. Payday credit is priced per dollar borrowed, so when that option is available, depositors prone to small overdrafts switch … at banks and other depository institutions increases when depositors have access to payday credit. Our findings … illuminate competition and pricing frictions in the large, yet largely unstudied, small-dollar loan market. -- Payday credit …

For the emerging peer-to-peer (P2P) lending markets to survive, they need to employ credit risk management practices …-of-sample framework, our approach overwhelmingly dominates standard credit scoring models that are based on labeling loans as either … significantly--almost 2.5 times--higher when using our profit scoring approach compared to the standard credit-scoring model based …

I study the effects of an increase in the supply of local mortgage credit on local house prices and employment by … affect house prices through the supply of credit and that bank specialization thereby plays an important role in the …

I study the effects of an increase in the supply of local mortgage credit on local house prices and employment by … that local mortgage oriented banks affect house prices through the supply of credit and that bank specialization thereby …

. Payday credit is priced per dollar borrowed, so when that option is available, depositors prone to small overdrafts switch … at banks and other depository institutions increases when depositors have access to payday credit. Our findings …

firms can be an essential productivity growth source. This paper examines the process of credit reallocation across Indian … firm-level dataset for over 30 years, we find that substantial gross credit flows are masked by underlying net credit … growth at any phase of the business cycle. Our results reveal that credit reallocation is intense, and the majority of credit …