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Persistent link: https://www.econbiz.de/10014320633
is much less sophisticated than that characterised by modern microeconomic theory. …
Persistent link: https://www.econbiz.de/10010355706
ESA policy change. We find that the increase in loan limits does results larger demand for FHA loans, both in quantity and …), and that much of the increased demand for FHA loans came at the expense of other loans. For instance, newly qualified …
Persistent link: https://www.econbiz.de/10012969121
Structured settlements have been subsidized by federal, state, and local taxes for nearly three decades. The subsidy …. Therefore, this Note calls for a modern American study to ground the structured settlement subsidy in empirical and …
Persistent link: https://www.econbiz.de/10013152480
Persistent link: https://www.econbiz.de/10011504552
Microeconomic theory predicts that under certain regularity conditions higher idiosyncratic risk increases the … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10011339678
Microeconomic theory predicts that under certain regularity conditions higher idiosyncratic risk increases the … demand for car insurance. -the effects of increases in labor income risk after 1979 seem to be more than offset by a more …
Persistent link: https://www.econbiz.de/10013321044
from the classical world of generalized linear models, generalized additive models and credibility theory. These methods …
Persistent link: https://www.econbiz.de/10011625588
This research examines the effects of rate regulations and compulsory insurance laws on insurance purchases. Three stage least squares (3sls) regressions have been employed to control for the endogeneity of the main variables, which are premiums, regulations, and insurance purchases. The...
Persistent link: https://www.econbiz.de/10014350934
Adverse selection and moral hazard are different types of information asymmetry in the insurance market, but their empirical evidence cannot be separated using the traditional positive risk-coverage correlation test. In this paper, we use a new method to disentangle adverse selection and moral...
Persistent link: https://www.econbiz.de/10012867165