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safety revolution occurred that saw shipping losses and insurance rates on oceanic routes almost halved thanks to steady …
Persistent link: https://www.econbiz.de/10012115996
Blockchain is one of the most disruptive innovations in the field of technology in 21st century. Blockchain, a … three key properties of Blockchain technology, Decentralization, Transparency and Immutability have created a huge impact on … the banking and finance industries. As technology is the main driving force in Blockchain and its various applications, it …
Persistent link: https://www.econbiz.de/10013216035
This work focuses on forecasting emerging technology trends in the insurance industry with the use of artificial … intelligence (AI). In comparison to similar industries, the digital transformation of the insurance industry is progressing slowly …. Traditional insurance organizations are struggling to gain an overview over emerging technologies to be used in their respective …
Persistent link: https://www.econbiz.de/10014355359
influences demand, both within the microinsurance and the traditional insurance markets. A comparison with traditional markets … effects on the decision to buy microinsurance. The influence of trust on insurance take-up and the unanticipated results for …
Persistent link: https://www.econbiz.de/10010410033
Objective: The objective of the article is to empirically examine the predictors of ROA and ROE for banks and insurance … significant and negative for ROE. Banks earned lower return on their assets and higher return on their equity than insurance … for firms in the insurance industry. …
Persistent link: https://www.econbiz.de/10012515977
payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm …
Persistent link: https://www.econbiz.de/10011684996
In this paper, we introduce a model to study the interaction between insurance and banking. We build on the Federal … Crop Insurance Act of 1980, which significantly expanded and restructured the decades-old federal crop insurance program … our model. Banks increased lending to the agricultural sector in counties with higher insurance coverage after 1980, even …
Persistent link: https://www.econbiz.de/10014551978
banking and insurance performance, and evaluate the forecasts from our model. We find that taking unobserved common factors …
Persistent link: https://www.econbiz.de/10003832732
Persistent link: https://www.econbiz.de/10003850662
We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from diversification within large banks and financial...
Persistent link: https://www.econbiz.de/10011346454