FinTech holds great potential for both financial inclusion and economic development in a wider sense. Digital financial solutions have been expanding access and reach to consumers, especially the unbanked and under-banked. They have been significantly lowering the costs of providing financial...

Technology-enabled financial and regulatory innovation is still in early stages of development in many countries and regions globally and this is also the case in the Western Balkans. As such, the limited empirical data makes a thorough impact assessment challenging. Beside desk-based market,...

This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and the World Economic Forum in Q2-Q3 2019. Representing one of the largest global...

This guide has been created with the purpose of reviewing, synthesising and distilling the various regulation innovation initiatives of the Financial Conduct Authority in recent years with a primary focus on Project Innovate and in particular, the much-lauded Innovate Regulatory Sandbox which...

The first global benchmark study of the RegTech sector by the Cambridge Centre for Alternative Finance, conducted with the support of EY Japan, is based on a survey of 111 firms as well as regulators and industry experts. We estimate that the global RegTech industry generated $5 billion in...

For the first time, the Cambridge Centre for Alternative Finance has consolidated its annual regional reports to produce one global benchmarking report, with the intention of presenting world-wide online alternative finance data for 2018.This report presents the key findings from the CCAF annual...

The 4th UK Alternative Finance Report from the Cambridge Centre for Alternative Finance (CCAF), the University of Cambridge Judge Business School, captures the size and growth of UK crowdfunding and peer-to-peer lending markets in 2016. This research is based on surveys of more than 8,300...