Prior to the subprime crisis, mortgage brokers charged higher percentage fees for loans that turned out to be riskier … residential mortgage securitizations. …

pronounced among lower-income and higher-minority neighborhoods, indicating that mortgage lending expanded for reasons that were … the credit supply view that the boom and bust was caused by an exogenous expansion in the supply of mortgage credit …

This study examines the effect of the opioid epidemic on bank mortgage lending decisions. We find that mortgage loan …

The liquidity strains that contributed to the meltdown of the mortgage market in the Global Financial Crisis (GFC) re …-emerged in the Coronavirus 2019 (COVID-19) Crisis. Some of these strains were acute. For example, the dependence of mortgage real … pressures had only minor repercussions for the overall mortgage market because of reforms since the GFC, a heavy government …

emphasis on the US mortgage markets, as they were the epicenter of this crisis. We synthesize the insights the literature …

other non-prime residential loans, along with the resecuritization of the resulting mortgage-backed securities … would permit, and then to repeat the securitization process with many of the lower-rated mortgage-backed securities that …

The reallocation of mortgage debt to low-income or marginally qualified borrowers plays a central role in many … explanations of the early 2000s housing boom. We show that such a reallocation never occurred, as the distribution of mortgage debt … with respect to income changed little even as the aggregate stock of debt grew rapidly. Moreover, because mortgage debt …

The reallocation of mortgage debt to low-income or marginally qualified borrowers plays a central role in many … explanations of the early 2000s housing boom. We show that such a reallocation never occurred, as the distribution of mortgage debt … with respect to income changed little even as the aggregate stock of debt grew rapidly. Moreover, because mortgage debt …

One of the roots of the recent global financial crisis has been seen in the design of subprime mortgage contract … effects) and that under certain circumstances the securitization of subprime loans (in form of residential mortgage backed …