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Lending standards and macroeconomic dynamics

Gete, Pedro - 2018

This paper proposes a tractable way to incorporate lending standards ("credit qualification thresholds") into macro … rate sufficiently compensates banks for the borrowers' default risk. Firms denied credit cut employment and labor … reallocates mostly towards safer producers. Lending standards propagate bank capital shortfalls through labor misallocation …

Persistent link: https://www.econbiz.de/10011937296

What drives bank lending policy?: the evidence from bank lending survey for Poland

Kotkowski, Radoslaw - 2022

Persistent link: https://www.econbiz.de/10013472693

Effect of the Basel Accord capital requirements on the loan-loss provisioning practices of Australian banks

Cummings, James R.; Durrani, Kassim J. - In: Journal of banking & finance 67 (2016), pp. 23-36

Persistent link: https://www.econbiz.de/10011634639

Herding behaviour in the Australian loan market and its impact on bank loan quality

Vuong Thao Tran; Nguyen, Hoa; Lin, Chien-ting - In: Accounting and finance : journal of the Accounting … 57 (2017) 4, pp. 1149-1176

Persistent link: https://www.econbiz.de/10011820376

Non-bank lending in Australia and the implications for financial stability

Hudson, Callum; Kurian, Samuel; Lewis, Michelle - In: Bulletin / Reserve Bank of Australia (2023), pp. 27-38

Persistent link: https://www.econbiz.de/10014267133

Developments in banks' funding costs and lending rates

Carse, Vincent; Faferko, Anthea; Fitzpatrick, Rachael - In: Bulletin / Reserve Bank of Australia (2023), pp. 65-72

Persistent link: https://www.econbiz.de/10014267139

Developments in banks' funding costs and lending rates

Fitzpatrick, Rachael; Shaw, Callum; Suthakar, Anirudh - In: Bulletin / Reserve Bank of Australia (2022), pp. 64-73

Persistent link: https://www.econbiz.de/10013367280

Loan loss provisioning, bank credit and the real economy

Pool, Sebastiaan; Haan, Leo de; Jacobs, Jan - 2014

Persistent link: https://www.econbiz.de/10010425566

Loan loss pprovision : some empirical evidence for Italian banks

Caporale, Guglielmo Maria; Alessi, Matteo; Di Colli, Stefano - 2015

This paper uses data from a panel of more than 400 Italian banks for the period 2001 - 2012 to examine the main determinants of loan loss provision (LLP), which are classified as either discretionary (income smoothing, capital management, signalling) or non-discretionary (related to the business...

Persistent link: https://www.econbiz.de/10010496145

Cyclicality in losses on bank loans

Keijsers, Bart; Diris, Bart; Kole, Erik - 2015

Cyclicality in the losses of bank loans is important for bank risk management. Because loans have a different risk … default rate and loss given default of bank loans share a cyclical component, related to the business cycle. We infer this …

Persistent link: https://www.econbiz.de/10010515860