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Monetary and relative scorecards to assess profits in consumer revolving credit

Barrios, Luis Javier Sánchez; Andreeva, Galina; … - In: Journal of the Operational Research Society : OR 65 (2014) 3, pp. 443-453

Persistent link: https://www.econbiz.de/10010251683

Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing

Kowalewski, Oskar; Pisany, Paweł - In: International review of financial analysis 81 (2022), pp. 1-15

Persistent link: https://www.econbiz.de/10013396327

Fintech credit, credit information sharing and bank stability : some international evidence

Nguyen Thanh Liem; Tran Hung Son; Ho, Tin H.; Nguyen … - In: Cogent business & management 9 (2022) 1, pp. 1-18

that fintech credit tends to improve bank stability. This suggests that as fintech credit grows, it certainly competes with … found that the impact of fintech credit on bank stability may depend on credit information sharing. Specifically, the … presence of credit information sharing institutions may facilitate the positive effect of fintech credit on bank stability …

Persistent link: https://www.econbiz.de/10014436289

Consumer-lending discrimination in the FinTech Era

Bartlett, Robert P.; Morse, Adair; Stanton, Richard; … - In: Journal of financial economics 143 (2022) 1, pp. 30-56

Persistent link: https://www.econbiz.de/10013350619

How voluntary information sharing systems form : evidence from a U.S. commercial credit bureau

Liberti, José; Sturgess, Jason; Sutherland, Andrew - 2021

We use the introduction of a U.S. commercial credit bureau to study when lenders adopt voluntary information sharing technology and the resulting consequences for competition and credit access. Our results suggest that lenders trade off access to new markets against heightened competition for...

Persistent link: https://www.econbiz.de/10012608664