Liang, Yunjia; Zhou, Bo; Zhao, Shaoyang - 2023
China based on bank branch-level financial data and detailed loan-level data from 2008 to 2015. We find that the expansion …This study examines the effects of the expansion of small and medium-sized bank branches on large state-owned banks in … bank risk-taking. Large state-owned banks, used to lack competition, expanded their total lending scale to achieve more …