, the percentage of households with mortgage debt and the share of mortgage debt in total household liabilities are smaller …This paper analyzes the distribution of household portfolios in Türkiye using a fresh data set, the Central Bank of the … Republic of Türkiye - Household Finance and Consumption Survey. The empirical analysis concentrates on the motives behind …

This paper compares the main findings from the fourth wave of the Household Finance and Consumption Survey (HFCS) for … Malta with those for the euro area. This comparative report finds that in 2020 the median Maltese household held more real …

homeowners' balance sheets: mortgage debt and housing wealth. Overall, the interest-rate sensitivity is limited. Cash …-rate mortgages, and the fall in outstanding bank loans. The median and upper tails of the distribution of balance-sheet sensitivity …

Households that fail to refinance their mortgage when interest rates decline can lose out on substantial savings. Based … on a large random sample of outstanding U.S. mortgages in December of 2010, we estimate that approximately 20% of … households for whom refinancing would be optimal and who appeared unconstrained to do so, had not taken advantage of the lower …

Households that fail to refinance their mortgage when interest rates decline can lose out on substantial savings. Based … on a large random sample of outstanding U.S. mortgages in December of 2010, we estimate that approximately 20% of … households for whom refinancing would be optimal and who appeared unconstrained to do so, had not taken advantage of the lower …

Households that fail to refinance their mortgage when interest rates decline can lose out on substantial savings. Based … on a large random sample of outstanding U.S. mortgages in December of 2010, we estimate that approximately 20% of … households for whom refinancing would be optimal and who appeared unconstrained to do so, had not taken advantage of the lower …