Showing 111 - 120 of 190,189
in accessing funds in the Covid-19 pandemic period. Then are ties between relationship bankers and SME borrowers a case … of ‘true love’ or rather are the parties more akin to ‘fair-weather friends’? Data from the UK SME Finance Monitorfrom … acquisition of bank credit pre-Covid-19 but was oflimited influence in post-Covid-19 lending behaviour. Banks treated SMEs that …
Persistent link: https://www.econbiz.de/10012632152
opportunity for unlisted firms. Using the Italian Credit Register, we investigate the impact of minibond issuance on bank credit … conditions for issuer firms, both at the firm-bank and firm level. We compare new loans granted to issuer firms with new loans … concurrently granted to similar non-issuer firms. We find that issuer firms obtain lower interest rates on bank loans of the same …
Persistent link: https://www.econbiz.de/10012614108
document that successful cyberattacks decrease branch deposit growth rates at small US banks. This decrease is due to bank …-specific reputational damages that erode the trust of bank customers. The loss of trust results in a reallocation of deposits within local …
Persistent link: https://www.econbiz.de/10013232836
the bank's funding constraint. However, banks will generally set an interest rate higher than this socially optimal one …
Persistent link: https://www.econbiz.de/10013034111
We estimate a structural model of bank portfolio lending and find that the typical U.S. community bank reduced its … effects (consistent with a reduction in the liquidity of assets held on bank balance sheets) and by reduced loan supply …
Persistent link: https://www.econbiz.de/10013036540
This paper examines the effect of increased market concentration of the banking industry caused by the Riegle-Neal Interstate Banking and Branching Efficiency Act (IBBEA) on the availability of finance for small firms engaged in research and development (R&D). I measure the financing decisions...
Persistent link: https://www.econbiz.de/10013210386
Economic agents pursue government funds using political connections, but it is sometimes unclear which types of connections and whose connections matter, and which agents have opportunities to benefit. We address these issues for the over one-half-trillion-dollar Paycheck Protection Program...
Persistent link: https://www.econbiz.de/10013212554
What is the impact of Small Business Administration Preferred Lenders Program (PLP) on the distance between banks and small businesses and the pricing of the loans granted? We test predictions from a stylized transportation cost model on 7(a) loan data from 2008 to 2019. We find that non-PLP...
Persistent link: https://www.econbiz.de/10013192082
We investigate how communication within banks affects small-business lending. Using travel time between a bank … evaluate the impact of within bank communication costs on small-business loans. We find that reducing headquarters …
Persistent link: https://www.econbiz.de/10012849276
I examine the effects of banking market structure on small business emergency lending to respond to an economic crisis. In particular, I focus on the role of banking market concentration and the presence of community banks in contributing to the number of loans made to small businesses through...
Persistent link: https://www.econbiz.de/10013246434