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Staying, dropping, or switching : the impacts of bank mergers on small firms

Degryse, Hans; Masschelein, Nancy; Mitchell, Janet - 2009

Persistent link: https://www.econbiz.de/10003891942

Staying, dropping, or switching : the impacts of bank mergers on small firms

Degryse, Hans; Masschelein, Nancy; Mitchell, Janet - 2009

Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking …-relationship borrowers who "switch" to another bank following a merger will be less harmed than those whose relationship is "dropped" and not … to be dropped. We track post-merger performance and show that many dropped target-bank borrowers are harmed by the merger …

Persistent link: https://www.econbiz.de/10011597132

Evoluzione del sistema bancario e finanziamento dell' economia nel Mezzogiorno

Panetta, Fabio - In: Moneta e Credito 56 (2003) 222, pp. 127-160

In the 1990s the banks established in the Italian South have reduced their cost-income ratios and improved their ability to screen customers, increasing profitability. The spread between the loan rates in the South and North has narrowed substantially. Taking into account differences in the size...

Persistent link: https://www.econbiz.de/10010854294

Banks in Space

Oberfield, Ezra; Rossi-Hansberg, Esteban; Trachter, Nicholas - National Bureau of Economic Research - 2024

We study the spatial expansion of banks in response to banking deregulation in the 1980s and 90s. During this period, large banks expanded rapidly, mostly by adding new branches in new locations, while many small banks exited. We document that large banks sorted into the densest markets, but...

Persistent link: https://www.econbiz.de/10014512110

Amplifying the Fiscal Multiplier : The Role of Banks

Goldman, Jim; Iyer, Rajkamal; Nanda, Ramana - 2022

We study the role of banks in amplifying a fiscal stimulus. Exploiting increases in US defense spending following the 9/11 attacks, we show that increased economic activity in counties exposed to the spending shock lowered non-performing loans at banks. In turn, banks increased lending to small...

Persistent link: https://www.econbiz.de/10014255257

Commercial bank innovations in small and medium-sized enterprise finance : global models and implications for Thailand

Tientip Subhanij - 2016

enterprises and the constraints to SME financing remain the main topic of policy discussion today. Against this background, the … SME financing. This will also ensure that lending to small-business clients is not a burden to the government and is self …

Persistent link: https://www.econbiz.de/10011522031

Foreign Investment Effects on the Banking Sector in Georgia

Modebadze, Grigol - 2011

increases the return on assets but decreases the return on equity. This research highlights the importance for bank performance … of a large strategic shareholder who takes a controlling interest in the bank …

Persistent link: https://www.econbiz.de/10013121399

The Economic Efficacy of Banking Mergers : 2006-2008

Vitale, Rachel - 2012

The most recent financial crisis has spurred a number of mergers and acquisitions in the financial industry, specifically banks. This study examines the hypothesis that mergers and acquisitions did not produce better performing institutions and industries during the 2006 to 2008 period. Data...

Persistent link: https://www.econbiz.de/10013106270

Overlapping Board Connections with Banker Directors and Corporate Loan Terms : Evidence from Syndicated Loans

Eğrican, Aslı Togan - 2020

I look at the relationship between corporate loan terms and connections of board members to bankers through employment on other boards, a connection less likely to be affected by confounding factors. Specifically, I examine whether loan terms such as pricing and maturity as well as other loan...

Persistent link: https://www.econbiz.de/10012844268

The Dark-Side of Banks’ Nonbank Business : Internal Dividends in Bank Holding Companies

Pogach, Jonathan - 2019

profitable segment to relax its financial constraints. Results demonstrate that bank holding companies (BHCs) shield their … nonbank segments, and not their bank segments, from inflexible external dividend policies. Further, bank internal dividends … passage of the Gramm-Leach-Bliley Act increased their bank segments' payout ratios by 12 percentage points relative to those …

Persistent link: https://www.econbiz.de/10012900120