bankruptcy asset exemptions and mortgage foreclosure laws on mortgage defaults across different segments of the mortgage market …. Certain provisions of foreclosure laws, such as judicial foreclosure, are associated with a higher level of mortgage defaults … statistically significant non-linear relationship between bankruptcy asset exemptions and mortgage defaults …

that a mortgage modification program aimed at limiting foreclosures that fails to take into account private debt …

) spreads to a majority (interpretable as prime borrowers). -- Housing demand ; mortgage market ; default risk ; multiple …

This study discusses the many factors and considerations that enter into the strategic mortgage default (SMD) decision …

individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks …

, to jointly predict incidence (probability) and latency (hazard rate) of mortgage default, and more specifically to … relatively higher “cured” rates in the mortgage sample. More policy experiments can be conducted using the mixture cure model to …

, to jointly predict incidence (probability) and latency (hazard rate) of mortgage default, and more specifically to … (negative equity) FRM mortgages, and prime ARM borrowers have relatively higher "cured" rates in the mortgage sample. More …

individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks …

individuals may file for bankruptcy or default on their mortgage. Uncertainty in the model is driven by house price shocks …