detailed, hand-collected data on the complete set of successful and unsuccessful crowdinvesting campaigns run in Germany, this …

SME lending. The degree of banks' centralization is also approximated by the spatial concentration of bank employees and … shows remarkable explanatory power in Germany, as de-centralized banks increase lending at the expense of centralized banks. …

effects of banking consolidation in Germany. As small and medium sized German companies traditionally almost exclusively rely … banking consolidation in Germany does not have a significant negative impact on the financing of small and medium …-sized enterprises (SME). We measure the financing opportunities of SMEs based on the bank debt/assets ratio and the logarithmized credit …

and fiscal net benefits of guarantee banks in the new federal states of Germany, where economic development is still …

significant as savings banks in Germany, at least not for SME finance. Notwithstanding recent initiatives to create a common … countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become … uneven, particularly with respect to the degree of geographical concentration. Whereas decentralisation increased in Germany …

German banking system is deemed ideal for SME finance. However, as banking regulation requires the use of rating systems for …

German banking system is deemed ideal for SME finance. However, as banking regulation requires the use of rating systems for …