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We document that the deregulation of bank branching restrictions in the United States triggered a reallocation across … suggest that improving bank access to branching affects the sectoral specialization (or diversification) of output, in a …
Persistent link: https://www.econbiz.de/10013095129
predict the development of bank profitability due to demographic shifts up to 2025. One of the main findings is that the …
Persistent link: https://www.econbiz.de/10013095185
-wide institutional quality (corruption) on various bank activities: (i) the ratio of nonperforming loans to total loans; (ii) the capital … quality can increase the risk of bank defaults when bank managers in corrupt nations view the probability of apprehension as … interest rate spreads. While membership in the European Union has a stabilizing effect, however, the central-bank autonomy does …
Persistent link: https://www.econbiz.de/10013095190
actual observation of tail risk events. Interestingly, we find that estimated tail risk exposures for U.S. Bank Holding …
Persistent link: https://www.econbiz.de/10013095267
Over the last couple of years large, internationally active financial institutions have engaged in increasingly complex and diverse activities. This tendency towards greater complexity, together with the experience of recent financial market crises, has reinforced an already large and growing...
Persistent link: https://www.econbiz.de/10013095283
Prudential tools that target financial stability need to be calibrated at the level of the financial system but implemented at the level of each regulated institution. They require a methodology for the allocation of system-wide risk to the individual institution in line with its systemic...
Persistent link: https://www.econbiz.de/10013095639
. Procyclicality in bank lending may be magnified when banks' loan loss provisioning is backward looking given the increase in loan …
Persistent link: https://www.econbiz.de/10013095674
Using and international sample of commercial banks over the period 1996-2006, our study analyzes if bank's specific … as both monitor and advisor. Results show that there is no optimal board for every bank but it depends on several … variables such as the bank's size, the ownership concentration, the growth opportunities and the monitoring power of the country …
Persistent link: https://www.econbiz.de/10013095727
Persistent link: https://www.econbiz.de/10013379172
Persistent link: https://www.econbiz.de/10013379236