price changes on mortgage credit supply. Based on approximately 33 million real estate online listings, we construct a … isolate the effect on mortgage credit supply by all local German banks. First, a RETT hike by one percentage point reduces HPI … the RETT leads to a 1.4% decline in mortgage lending. This transmission of fiscal policy to mortgage credit supply is …

It is widely perceived that the supply of mortgages, especially since the extensive liberalization of the mortgage …) introduction of new mortgage products, (5) reduced transaction costs and asymmetric information with innovations of IT, telephony …-correction model in which the average amount of mortgage is explained by the borrowing capacity and additional control variables. The …

In Hungary, more than 22% of the FX mortgage portfolio is non-performing and the tendency is worsening. In this paper … model can be applied to other mortgage portfolios in trouble, as well. The main element of our proposal is the income … lenders on the basis of the non-performing FX mortgage portfolio. The results underpin that the proposed scheme creates …